Terms & Conditions
Last updated: October 1, 2026
These Terms & Conditions (“Terms”) apply to your use of Mediplanora.com and any websites or mobile applications that link to these Terms (together, the “sites”). The sites are operated by ZRN Health & Financial Services LLC, doing business as Mediplanora (“Mediplanora,” “we,” “us” or “our”).
By using the sites, you agree to these Terms. If you do not agree, please do not use the sites.
Educational Information Only
Mediplanora publishes general information about Medicare Advantage plans, Medicare Supplement plans, Medicare Parts A, B, C and D, dental insurance for seniors, hospital indemnity insurance, cancer insurance, final expense insurance, term life insurance and related topics.
This information is for educational purposes. It is not personal insurance, medical, legal, tax or financial advice, and it does not create any advisory or agency relationship between you and Mediplanora.
Not Affiliated With the Government
Mediplanora is not Medicare.gov and is not affiliated with, connected to or endorsed by the U.S. government or the federal Medicare program. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048).
No Guarantee of Plans, Rates or Availability
Insurance plans, policies, premiums, benefits, networks, formularies and eligibility rules change and vary by location, age, health and insurance company. We do not offer every plan available in your area. We do not guarantee that any plan, policy, benefit, provider, drug, premium or cost described on the sites is available to you or is current. Always confirm details with Medicare, the insurance company or a licensed insurance agent before you enroll or buy.
Quotes, Referrals and Third-Party Partners
When you request a quote or more information, you may be connected with licensed insurance agents, insurance companies or quoting partners, or sent to their websites. Those parties are responsible for their own products, services, websites and terms. We are not responsible for their content, accuracy, practices or availability.
Compensation Disclosure
Mediplanora may be paid through advertising, referrals, lead generation, licensed agent partners or other business arrangements. This helps keep the sites free to use. See our Medicare Disclaimer for more information.
Acceptable Use
You agree not to:
- Use the sites for any unlawful purpose
- Submit false information, or information about another person without their permission
- Copy, scrape or republish site content without our written permission
- Interfere with the security or operation of the sites
- Attempt to gain unauthorized access to any part of the sites or their systems
Intellectual Property
The content on the sites, including text, graphics, logos and design, belongs to Mediplanora or its licensors and is protected by copyright and trademark laws. You may view and print pages for your own personal, non-commercial use. Any other use requires our written permission. Insurance company names and logos belong to their respective owners.
Disclaimer of Warranties
The sites and their content are provided “as is” and “as available.” To the fullest extent allowed by law, we make no warranties of any kind, express or implied, about the accuracy, completeness, timeliness or reliability of the content, or that the sites will be uninterrupted or error-free.
Limitation of Liability
To the fullest extent allowed by law, Mediplanora and its owners, employees and partners will not be liable for any direct, indirect, incidental or consequential damages arising from your use of, or inability to use, the sites or any information on them, including any decision you make based on that information.
Privacy
Your use of the sites is also governed by our Privacy Policy, which explains how we collect, use and share information.
Governing Law
These Terms are governed by the laws of the State of Texas, without regard to its conflict of law rules.
Changes to These Terms
We may update these Terms at any time. If you keep using the sites after changes are posted, you accept the updated Terms, so please check this page from time to time.
Contact Us
If you have questions about these Terms, please contact us:
- By email: info@mediplanora.com
- By mail:
Mediplanora.com
1200 Lakeway Drive #17A
Austin, TX 78734
Attention: Web Master
