Editorial Standards
Mediplanora.com exists to give people clear, accurate information about Medicare and the insurance products many people consider after 65. This page explains how we research, write, review and update that information.
Our Principles
Everything we publish should be:
- Accurate and supported by reliable sources
- Written in plain language
- Useful to the person making the decision
- Updated when plans, rates or rules change
- Open about our sources and business relationships
We explain complex rules simply, but we do not leave out the details that matter when you are comparing coverage.
Topics We Cover
Our editorial standards apply to every topic on Mediplanora, including Medicare Advantage plans, Medicare Supplement (Medigap) plans, Medicare Parts A, B, C and D, dental insurance for seniors, hospital indemnity insurance, cancer insurance, final expense insurance and term life insurance.
The Sources We Rely On
Depending on the topic, our research may draw on:
- Medicare.gov and the Centers for Medicare & Medicaid Services
- Federal and state government publications and data
- State insurance department filings and rate information
- Insurance company websites and press releases
- Summary of Benefits and Evidence of Coverage documents
- Policy brochures, outlines of coverage and certificate wording
- Provider, pharmacy and drug formulary information
- Financial strength ratings and regulatory filings
Whenever we can, we use primary sources first and secondary reporting second.
Why Your Results May Differ
Insurance is personal. What you can buy and what you will pay may depend on:
- Your state, county and ZIP code
- Your age, and for some products your health and tobacco use
- The insurance company and plan or policy you choose
- Provider networks and the prescription drugs you take
- The plan year and current rates
Nothing on Mediplanora guarantees that a specific plan, policy, benefit, provider, drug, premium or cost is available to you. Please confirm current details before you enroll or buy.
How We Keep Content Current
Medicare Advantage and prescription drug plans can change every year, and other insurance products change when companies update their rates or policies. We may review and update a page when:
- New plan-year information is released
- An insurance company changes its service area or exits a market
- Premiums, deductibles or other costs change
- Benefits are added, reduced or removed
- Networks or drug formularies change
- Medicare rules, enrollment dates or eligibility rules change
Pages that cover time-sensitive information may name the plan year they apply to.
Comparisons and Rankings
We publish comparisons of insurance companies, plan types and policy features to help you see real differences between options. A company or product that compares well is not automatically the best choice for everyone. The right fit depends on your location, doctors, medications, budget, health and goals.
Editorial Independence
Mediplanora may earn compensation through advertising, referrals, licensed agent partners and other business relationships. Those relationships help support the website. They do not replace our responsibility to publish accurate information with clear disclosures.
Corrections
When we find a material error, we correct it. When information becomes outdated, we revise the page. If you believe something on Mediplanora is wrong or out of date, please contact us. We will check it against authoritative sources and update the page where appropriate.
Review Process
Content may be reviewed for factual accuracy, clarity, correct insurance and Medicare terminology, source quality, plan-year accuracy, recent company changes, reader usefulness and compliance considerations. Some content is reviewed by people with Medicare, insurance or editorial experience.
Use of AI Tools
We may use technology, including artificial intelligence tools, to help with research, organization, drafting, editing and formatting. AI tools do not replace source checking or editorial review. Our standard is the same however a page is produced: accurate, useful and supported by reliable sources.
Not Personal Advice
Content on Mediplanora is general information. It is not personal insurance, medical, legal, tax or financial advice. For official Medicare information, you can visit Medicare.gov or call 1-800-MEDICARE.
Our Commitment
These standards serve one purpose: helping you understand your options well enough to make a confident decision. We will keep improving our content as rules, products and reader needs change.
Learn more on our About Us page, or reach us through our Contact Us page.
